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Andrew Hagger: It’s time lenders stopped bashing the credit-worthy

For people with a small deposit, the mortgage market has been a gloomy place in this post-crunch environment. However, there is hope, from the five-year fixed-rate deal launched by Leeds Building Society this week. No Tag

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The days of cheap loans are long gone

Are banks, building societies and other lenders ripping people off by charging over the odds for loans and mortgages? Figures out this week suggest they’re doing just that with margins – the difference between the cost of a loan and the charge the lender makes – at all-time highs. No Tag

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Spotlight: Nationwide Exclusive Personal Loan

Lenders are increasingly only offering their best rates to existing customers – and Nationwide Building Society has followed the trend. It is offering the market-leading unsecured personal loan rate at 7.7 per cent, but you can only apply if you have a FlexAccount – Nationwide’s current account. No Tag

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